AE Leads the Way

AE Insights

Our AE Insights are designed to provide you with timely reminders, clarifications and notifications

Regulatory Oversight

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Mailhouse Compliance

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Transparency is Key

Recently, insurance regulators have been increasingly focused on and concerned about producer advertising that does not paint a complete and accurate picture of the services advisors can provide. One specific example is what regulators deem “pretextual sales.” In the view of the regulators, advisors who offer services such as estate planning, tax planning, etc., need to either have the appropriate qualifications…

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Gifting Laws

On the subject of gifting, we wanted to remind you that there are substantial differences between the insurance standard and the securities standard. While securities regulations allow for gifts of up to $100 per year per client, insurance standards are lower in many cases and should always be taken into consideration. If the sale of…

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Responding to Complaints

Have you ever received a complaint from a State Regulator’s Office such as the Department of Insurance? Does it make you concerned? Were you unsure of how to respond? Today, we’ll give you some guidance on how to respond to the State Insurance Department complaints or inquiries. Have you ever received a complaint from a…

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Guidance on Testimonials and Social Media

From time to time, we have been asked questions concerning the nature, scope and application of the rule that prohibits investment advisers from using testimonials in their advertisements. In addition, in the past several years, we have been asked a number of questions concerning investment advisers’ use of social media… Guidance on the testimonial rule…

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We're here to help

Your Advisors Excel compliance team is here to help you stay on top of the latest regulatory changes and issues so you can best serve your clients. Our AE Insights are designed to provide you with timely reminders, clarifications and notifications to help ensure you continue to thrive in a constantly evolving regulatory environment.